Description: An essay suggesting a health care financing system.

Description: Essay reforming uninsured health care.

Description: An essay discussing universal access to high quality, low cost health care.

Description: Essay suggests reforms of the U.S. health care system to promote financial soundness, broader access, and efficient operations. These reforms require that each participant in the system – individuals, employers, providers, insurers, and government – give a little.

Description: We employ a framework for the classification of mortality evolution patterns to HMD data. We find both supra-regional patterns and outliers from global trends.

Description: We employ a framework for the classification of mortality evolution patterns to HMD data. We find both supra-regional patterns and outliers from global trends.

Description: Managing corporate defense is therefore an extremely responsible station, as it involves the responsibility for adequately defending the interests of all of the stakeholders of an organization, both in terms of monetary and human implications.

Description: The author attempts to weave together biological and environmental explanations into the mathematical approaches developed over the past two centuries so as to, in the words of two earlier authors from the actuarial profession, reground the relationship of actuarial science with cellular biology and gerontology. Also examined is the extent to which increasing wealth and higher standards of education and health contribute to happiness.

Description: Author’s response to discussant comments for the 2009 Housing Wealth monograph paper, “Modigliani, Miller and Mortgages.” The paper is essentially about the genesis of the credit crisis. The discussant found the paper makes some interesting points but leaves too much out of the story. The author reiterates his point that mortgage based derivatives often subtract value and that the Federal Government accommodated that at great expense to the nation's wealth and economic well-being.

Description: Discussant comments for the 2009 Housing Wealth monograph paper, “The Financial Well-Being of American Retirees.” The paper presents the findings of a study which examines four age groups of retirees and how well they are meeting their financial needs and how much an effect real estate can have on meeting retirement expenses. The discussant cites reasons why the results of the study are more positive than other studies.